BHI Transport Insurance Co. Truckers General Liability insurance cover
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The Best Truckers General Liability

Get the best truckers general liability insurance that truly provides a solid foundation to your asset protection plan while exceeding any legal requirements and compliance demands. Some common protections are bodily injury, property damages, personal damages, and more. General liability insurance will provide protection when you are held responsible for causing damage to someone else’s property while operating. Request your free policy audit and new quote.

Truckers General Liability: the short answer

Truckers general liability covers claims that you injured someone or damaged their property through your business operations, away from driving: at a shipper’s dock, at a customer’s site or at your own yard. It sits alongside your truck’s auto liability, and many shippers, brokers and facilities ask to see it before they’ll load you.

What truckers general liability insurance covers

Bodily injury

Injuries to people who aren’t your employees, such as a dock worker or visitor hurt during loading or at your yard.

Property damage

Damage you cause to someone else’s property during your operations, like a customer’s building, gate or equipment.

Personal & advertising injury

Claims such as libel, slander or copyright issues connected to your business.

Legal defense

The cost of defending a covered claim, even one without merit.

Who needs truckers general liability?

  • Owner-operators running under their own authority
  • Small fleets and large transportation companies
  • Carriers whose shippers, brokers or facilities require a certificate of general liability
  • Leased operators who want protection outside their motor carrier’s policy

Every policy is different. Your coverage depends on the exact terms, limits and exclusions in your policy, so BHI’s agents review them with you before you buy. BHI Transport Insurance Co. insures trucking businesses based in Florida and Georgia from its main office in Panama City, FL.

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Questions Truckers Ask

Truckers General Liability FAQs

Is general liability the same as my truck’s auto liability?

No. Auto liability covers accidents involving your truck on the road. General liability covers other business risks, such as injuries or property damage at a loading dock, yard or job site. Most trucking operations need both, and BHI can review how your policies fit together.

Do brokers or shippers require general liability?

Many do. Brokers, shippers and receiving facilities often ask for a certificate of general liability insurance before they’ll give you loads. BHI can issue certificates quickly so you don’t miss a load.

Can BHI review the general liability policy I already have?

Yes. BHI Transport Insurance Co. offers a free policy audit to check for gaps and overlaps, and often finds better coverage for up to 20% less.

Who can get truckers general liability from BHI?

Owner-operators, small fleets and larger trucking companies based in Florida and Georgia. Call (850) 769-4820 for a free quote.

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BHI Transport Insurance Co. provide all the Truckers General Liability insurance truckers need in FL & GA.

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